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Welcome to theNorthern California 1st time homebuyers information website.

100% FHA Home Purchase Loans are still possible, although qualification is necessary and several things may have to be combined, with the help of a skilled loan real estate agent and loan officer.

Pre-qualify for a loan here.

It is possible to save between 10-50% from the normal cost of a home by finding a foreclosure or REO property. We can find and negotiate the lowest possible cost for foreclosures and REO properties. Start now by contacting us.

Find new affordable homes available;

South of Sacramento
East of Sacramento
North of Sacramento
West of Sacramento

This information will save you countless hours of searching, driving, interviewing and resisting pressure from salespeople.

All new homes are priced between $38,900 to $279,000.